Auto Insurance Assistance

The simple answer is: It depends. Some auto insurance companies are offering their customers policies in which the first accident is forgiven, without an increase in auto insurance rates. With other auto insurance companies, it depends on several factors. First, the severity of the accident. If it was just a fender-bender with no major damage or injuries, the auto insurance company is unlikely to raise your rate. A major incident with a big repair bill and/or bodily injury will in all likelihood result in an increase in your auto insurance rate. Also, the longer you have been with your current auto insurance company and the better your driving record, the severity of an auto insurance rate increase will be lessened.