Auto Insurance Assistance

Discrimination has nothing to do with males being charged higher auto insurance rates than females. Higher auto insurance rates are based on statistics. Simply put, men are greater risks for auto accidents than women and that drives their auto insurance rates up until the two groups reach parity somewhere in their 40s. Statistics show that until that age, men are more than twice as likely to die in auto accidents than women, a fact that raises auto insurance rates for the rest of the male drivers. According to car-accidents.com, nearly 30,000 males died in accidents in 2006, compared with just under 13,000 female drivers, thus accounting for the disparity in auto insurance rates. Other factors in higher auto insurance rates for males is that men normally drive more miles than women, practice less safe driving and are less likely to use their seat belts.