ANSWER: If you are stopped for any reason and the law enforcement officer discovers that you are driving without automobile insurance, you can be facing fines of up to $500 depending on what state you live in. Repeated failures to obtain automobile insurance while driving can result in suspension of license and possibly forfeiture of your driving privileges for life. Of course, if you are in an accident without automobile insurance, then your troubles really start to escalate. If you are determined to be at fault, you will be billed for the damages if you aren’t carrying auto insurance. You could be looking at a life-time of bills, especially if injuries involving hospital treatment are involved. Not to mention, again, the loss of your license and possibly driving privileges for life — all while driving without automobile insurance.