Do I need to describe the details about my accident when an automobile insurance adjuster calls me?

No, all you have to do is tell them your name, address and telephone number. Of course, the other person’s automobile insurance company representative may ask more questions than that, but that is all you are legally required to reveal. If they persist in questioning you, be polite and tell them they can get all the information they need from your automobile insurance company. Also, be sure to get the automobile insurance adjustor’s name and telephone number as well.